Dena Bank
|
| Scheme |
Vidya Laxmi |
| Max. loan (local studies) |
Rs. 350,000 /- |
| Max. loan (foreign studies) |
Rs. 350,000/- |
| Maximum upto |
75.00% financed |
| Maximum tenure |
In India: 5 yrs, abroad: 7 yrs |
| Interest (%) |
Upto Rs 25,000: 12%; Rs 25,000 to Rs 2 lakhs: 13.1%;
above Rs 2 lakhs: 16% |
| Security |
Yes (for loans above Rs 2 lakh) |
| Repayment holiday |
1 year |
| Guarantors |
2 |
| Insurance policy |
No |
| Age |
15 to 25 yrs> |
| Courses financed |
Graduate, post-graduate, management, technical and computer courses |
| Marks obtained |
Good academic record |
| others |
Loan tenure is measured from the date of completion of studies |
|
